Set Your Goals for the New Year

We made it to 2021! The vaccine for COVID is making its way to the masses and the year will start anew with the promise of being less eventful and hopefully more social than this past one. If 2020 has taught me anything, it’s that you have to focus on the things you can control and that’s the best way […]

The Cash Back Conundrum

Special apps and widgets provide opportunities to “earn” money that make it easy to find savings on your phone or computer. I like these programs, but if you’re trying to use them to help your budget, you need to follow some rules so you don’t get trapped into spending more than you normally would because you think you’re saving or […]